Sign up for ClearBalance today!

The ClearBalance® Program, offered by Umpqua Bank, allows you to make monthly payments over an extended period of time by opening a revolving account.

Opening a ClearBalance Account allows you to combine current and future account balances with St. Luke's into one account, payable in manageable monthly payments to Umpqua Bank. A minimum monthly payment will be required each month. You may, however, choose to pay off the entire balance without penalty, at any time.

*Participation in the ClearBalance Program is voluntary.
Search for your St. Luke's Account to get started

Benefits of the ClearBalance Program


No impact to your credit

No Annual Fees

No annual fees or pre-payment penalties

Combine Balances

Ability to add balances for yourself, your spouse, and dependents